Buy Or Lease Purchase Your Next Home Here

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April Miller told us in person >> "Being a single mom I did not think I would ever have my own home. No one would even look at helping us. This is a dream come true! Thank You!"  
  
 
Jessica and Tim T. recently said >>"You guys are great to work with. No one has ever tried so hard to help us before. We thought we would never get a big new home of our own. Thanks AOHS!!"  
 
 
Vinson and his family stated >> "This is our first house. It is a blessing. Our family would not have this house if it were not for you. Thank you and bless you."  
  
Vickie Patterson told us >> "Thank you A O Home Solutions for helping me sell my house on a Lease Purchase Quickly. I had to move in just days and you guys got it done without a problem. No more mortgage payments or electric bills. I do not know how I would have held onto the house without your service. I got full price and full service. Even after I moved out of State, you handled everything. You took the stress off of me. I appreciate it."

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How Does a Lease Purchase Work?


Lease Purchase or Lease Option works the same for us.

There are many positives to doing a Lease Purchase or Lease Option.

If you are not able to qualify today to purchase a home at a bank or mortgage company, but want a house, this is s a great way to get into that home quickly and hassle free.

We can have you in a home in a week.

The process, the paperwork, and the time it takes to do a Lease Purchase are all easier with our documented Lease Purchase Process.

This is the easiest purchase you will make!


The Process

  1. You start by selecting your next home on our website from dozens of nice homes.
  2. Next, you fill out the free application on the website and email it back to us.
  3. Follow that up by filling out the free credit report on our website and email us a copy.
  4. We review the application, the credit check, and any special circumstances you have.
  5. If everything looks good we sit down and go over the paperwork with you and have you sign up for your new.

We have helped people buy homes this way for a decade and you save about a thousand dollars in fees because we can do the paperwork in our office or at the house. No Realtor Commissions, no banks, no attorneys, no mortgage companies, and no waiting for months to qualify.

You will get some paperwork 1. a lease for one or more years ( 2 years is standard) and 2. an option to buy property.

Simple! Complete this process to buy a home with us!


Lease Purchase Benefits

  • You can have your new home in as little as three days.
  • The price you are paying for the home is fixed and will not go up over the term of the agreements. Even if the appraisal of the house goes up, whether by $10,000 or by $100,000, the price you agree to with us is the price you pay when you refinance later.
  • This system gives you a house without the bank.
  • You are not renting--you are purchasing a home. Follow the contract and the home is yours.
  • You usually have two or more years to refinance.
  • If you want to leave after the contract is fulfilled, you can! There is no foreclosure or hit on your credit.
  • If you need a little more time to qualify, most owners are very accommodating because you are a buyer, not a renter.
  • Some sellers will allow the buyers to do a lease purchase for many years.
  • Many times you get the house at a reduced rate both in total price and monthly payments (often cheaper than rent).
  • Sellers often want to move fast and will take less for their homes, knowing you are a buyer going to move in fast.
  • Lease purchase buyers are viewed as buyers and not as tenants, thus the monthly payment often just covers the mortgage and the seller will allow a buyer to move in at a reduced rate.
  • If you find financing quickly, everyone is happy, and there is no prepayment penalty.


Frequently Asked Questions

Question 1. >> Can the house be foreclosed while I am paying my part?

Answer >>We believe everyone must do their part. You pay a monthly fee to the owner of record. The owner may or may not have a mortgage. If the owner has no mortgage, the answer is obviously no.  If the owner has a mortgage, by law the owner must pay the mortgage company when you pay your lease agreement.  In our contracts, if the owner misses just one payment you can pay the bank or lending institution directly so that no payments are missed. What lender wants to or will foreclose on a house where they are being paid every month on time? (none)

Question 2. >> If the price of the house goes down over the term of the lease, do I have to buy it?

Answer >> No, you can walk away at the end of the fulfilled lease with no foreclosure or credit reduction.

Question 3. >> Can I buy a house this way if I have had a bankruptcy or foreclosure?

Answer >> This is about the only way I can think of unless you have all cash to buy a home.  If you have or have had credit issues most will not qualify at the bank.

Question 4. >> Why isn’t everyone buying a house this way if it is so easy?

Answer >> Everyone has different circumstances. If you have cash, buy with cash. If you have a VA loan, buy with a VA loan. If you can obtain a mortgage, go get one. If you can not do any of the above, then this is a great way to buy a house, and thousands buy a home every year on a lease purchase or lease option just like this. It's simple, safe, and quick.

Question 5. >> Do I have to fix stuff if it breaks?

Answer >> Yes, you are buying the house. Do you call the bank when the light bulb needs changing, or if a window gets broken? No! Remember, with a lease purchase, you are a buyer, not a renter.

Question 6. >> How long does the entire process take?

Answer >> You can decide, but normally we can have you in a home in less than a week!


This is a safe, quick, and low cost way to buy a home today!

Hope this helps

Mark 




Lease Purchase Testimonial

Skeptic at first, but after going through the entire process, I felt very comfortable and excited about using Mark and A O Home Solutions. I'm on my way to owning my home and not using the bank. Thanks Mark!   -Stewart Ussery

Happy Lease Purchase Referral

Mark was a pleasure to work with. He made getting our first home a simple, fun process. Thanks Mark!            -Amanda Blackburn








 













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